Generally scores in the 700’s, can be considered excellent by the best wholesale lenders.

You can qualify for any down payment you choose starting at 3% (low down) up to a full 20% no MI (no mortgage insurance) down payment.

20% down mortgages have the best interest rates with terms from 5 to 30 years. That works out to 60 months all the way up to 360 months of payments.

Zero down is available with excellent credit on some more specialized loan programs or you can use 100% gift funds from a relative.

In most cases a wholesale Conventional loan is recommended for borrowers with excellent credit.

A wholesale loan can be pre-shopped to several wholesale lenders be your local mortgage broker for the best pricing on rate and closing costs.

Ready to pre-qualify (just a 15 to 30 minute chat) or Are you ready yo Pre-Approve (full loan application)?

Not Yet go here to learn more about Wholesale Conventional Loans

Or here to learn more about specialty loans for excellent credit.

Here to learn about FHA