Purchase or Refinance a Home without the hassle
We Make Home Loans Simple
Quick, accurate and professional mortgage lending service. Customer Satisfaction Guaranteed
Award Winning
Loan Broker Business
Our team has 25+ years of experience writing home loans for local and Statewide Florida Mortgage Clients.
Our Home office is based in New Port Richey Florida. We have the wholesale mortgage lender pricing approvals, skills, and the best technology.
What does all of this mean to you?
We can beat those Tax Software – Spaceship – Missile Guys at their own game! Their fancy multi-million dollar Ads just can’t compete with our personal one-on-one service.
Here’s what we can offer you
- The best Mortgage Interest Rates and Closing Costs – Our Local broker business has no debt or high overhead expenses
- You can text us any time for your convenience right from this site using your cell phone
- No waiting on hold or endless phone cues when you do call us.
- You’ll work with the same highly Experienced Loan Professional from day one until your loan closes
- He or She will return calls promptly with a smile on their face
- Use Our online apps and quote engines to close your loan in Just 8 to 14 days
- In many cases, our whole process moves faster than the appraisal and title
- We’re 33 days faster at closing loans than the average bank or national Mortgage Lender
- Use your favorite Homeowners Insurance Agent, Title agent, or closing attorney without price bumps or phony “Affiliated Discounts”
we are a professional
Full-Service Solution
Let us do the Heavy Lifting
Here at Niche Broker LLC, we do all of the hard work needed to process your loan application and turn it into a loan closing.
All you will need to do is provide a few documents and complete the loan application or set a time for us to take it over the phone.
We’ll provide you with a loan progress tracking link and you’ll be notified as your loan passes through each important step in the loan process.
If we need any additional paperwork (underwriting conditions) once your loan is approved we’ll reach out via your preferred contact method and let you know.
We promise to give you a written list so you can gather those conditions and submit them all at once. We know you don’t want us to bother you every day asking for one document at a time.
Piecemeal is for those other guys.
This is one of our “secrets” to closing mortgages quickly. Our wholesale lenders offer us express turn-around times because we don’t waste their time dribbling the documents in one at a time to be cleared.
We submit a well-processed complete file from the get-go and submit 100% of the requested borrower and broker conditions all in one shot. Many lenders take 3 to 5 business days to review a file submission. We typically get same-day approvals and our conditions are usually cleared in 24-48 hours.
Check loan programs and payments with our advanced online mortgage calculator
Our instant quote engine gives you the power to find the loan that works best for you. Try it out – it’s instant and free. There is no credit check or personal information required.
Our system is built with ease of use and privacy in mind.
You only need to enter a zip code, down payment amount, purchase price or property value, and your credit range.
It does not ask for your name, telephone number, or email address.
When you’re done you can simply close your browser and give us a call at 813-850-6021.
If you want to apply online you can do that to
You can request loan programs and rates: emailed to you one time, daily, weekly – for as long as you like. It’s all up to you.
We provide all the “goodies” upfront. If you want to move forward at the end you’ll have that option as well. If not you can close your browser at any time.
We are highly focused on Florida Lending
If you are from out-of-state we’re truly sorry we can’t take your application unless you are buying or refinancing a property in Florida. Many times we do work with Non-Floridians. Here are just s few examples; 2nd home, vacation rental, or other types of rental property. Parents buying a home for their college kids in Gainesville.
Of course, we love re-locations too! Welcome to Florida now stay awhile.
Please contact us for a referral to a local mortgage broker in your area for all real estate transactions outside of Florida we will be happy to help with no strings or referral fees attached.
Why? Aren’t you too busy to help?
Yes, we are busy however this is a profession we do, not only because we love negotiating the best mortgages on behalf of our clients, it’s really about helping as many hard-working folks – like us – as we can.
It’s what keeps us going, for real.
If we can make a recommendation we’re not only assisting you a little we are also helping out another independent mortgage professional in your town as well. We really believe in our business model and it feels good to keep the broker lending channel going as strong as possible.
I’ll have to look up the stats but brokers have historically been the number one origination channel for residential real estate loans in the USA. Kind-a-like independent truckers haul more freight than all of the mega-carriers combined.
There is a reason that Brokers are Better! Independent truckers too!
we remove the headache from home purchase loans
Buy a home with Ease
With our simple mortgage service, we can take you from getting a pre-approval, all the way through to being in your new home. If you’ve made it this far you have to be curious if we can live up to the high expectations. Well, there is only one way to find out. Go for it! There are never any obligations.
Our Online Google Reviews – Mortgage Broker Business Page
If you are a client or if our free educational content on this site or our other site has helped you in any way, please consider leaving us a review
If you feel like you can’t honestly give us an excellent review please reach out and let us know so we can make things right for the next time. Customer satisfaction and well-informed clients are the reason we work so hard in this business and on our free web guides.
Request A Free Quote
Our instant online quotes are a great shopping tool. It’s an excellent way to find out what your payment might be on many different programs compared side by side. No waiting for someone to call you back. You’ll get an instant list of loan programs with interest rates and APR.
The best part is you don’t have to submit any of your personal information it’s completely anonymous. All you have to do is provide a property zip code, your down payment or equity, and a credit score.
No name, property address, or email is required. None of the data is saved. You can view rates and loan programs available based on loan-to-value and credit score.
If you like the loan program you can apply securely or simply close the browser and keep shopping.
Please always get a live quote from us before making your final decision about which lender you want to work with. If you are not quite ready or think rates may go down you can fill out a contact form and we’ll email you rates for your preferred loan programs as often as you like for as long as you like.
This tool is essentially a very advanced online mortgage loan calculator. We cannot lock or guarantee a rate until you get a live quote over the phone, via email, or through our full online loan application. Either way, a real person will review your loan scenario and credit qualifications so you know the quote is accurate.
If you prefer to give us a call or text we can give you an exact quote over the phone the old-fashioned way. A real person is always here when you’re ready.
There are many other qualifying factors that determine your mortgage interest rate. Most of our shoppers have found they will get a better rate with a real person giving you a live quote.
Just a reminder the quote engine is a very convenient way to find out what you may qualify for and an even better tool to get your approximate principal and interest payment. It’s a very advanced tool for preliminary mortgage shopping. However, it cannot replace a human Loan Originator. (MLO)
If you don’t see the rate you were hoping for please get in touch so we can give you a live interest rate quote.
One thing to keep in mind is the closing costs the higher the rate the lower the out-of-pocket closing costs. The higher the closing costs the lower the rate